Is Bankruptcy My Only Choice?

If you are buried in credit card debt, headed towards foreclosure or repossession of your property, bankruptcy may not be the only way to dig your way out. The attorneys at The Law Offices of Molsby & Bordner, LLP, are skilled at assessing your individual situation.

Our experience negotiating payment plans can help you decide whether this is the correct avenue to cope with your debt. By taking the time to understand the circumstances and your goals, we can prevent you from making an unnecessary mistake that can mar your financial record for years to come. Our firm has successfully negotiated reduced principal payments and interest rates for our clients in California and Nevada. In addition, we've persuaded creditors to agree to eliminate certain fees and penalties.

Guiding You Towards A Fresh Start

While our lawyers will examine every possible avenue to overcome your debt based on your individual needs, sometimes bankruptcy is the most effective way to gain control of your finances once again. Depending on your circumstances, you may be able to keep your home and vehicles while ridding yourself of overwhelming debt though a Chapter 7 bankruptcy.

We can guide you through a Chapter 7 bankruptcy to eliminate unsecured debt and start fresh. Our recommendations and guidance are based on valuable experience and insight, with time spent on your individual needs. Also important — when we work to understand your situation and move forward with bankruptcy, we do so with compassion.

Can I Get What I'm Owed After Bankruptcy?

In addition to representing individuals as they go through bankruptcy, our firm also helps individuals or businesses who have been impacted by another's Chapter 7 or Chapter 13 bankruptcy. With our skills, the notice that money owed to you has been discharged or reduced doesn't have to mean you will never see those funds.

Set up a consultation with our attorneys and determine whether there are any available actions to pursue to collect and satisfy the debt. We can make sure your best interest is considered in the development of repayment plans.

Determine The Best Path To Put Financial Problems Behind You

Our attorneys will help you determine which strategy will best help put bankruptcy or other financial problems behind you. Our firm began in Truckee and has expanded to include offices in Truckee, Sacramento, Reno, Tahoe City, South Lake Tahoe, and Roseville. to meet the demand for our services. Send us an email or call 530-214-0385 to set up a meeting and see firsthand why clients hold us in high regard.